When exploring ABA therapy for children with autism, it’s crucial to understand insurance coverage. While ABA therapy can be costly, insurance can provide substantial financial assistance, helping to make it more affordable and accessible.
At Above and Beyond Therapy, we are committed to making ABA therapy both accessible and affordable for families. We collaborate with a variety of medical insurance providers to ensure support.
Insurance coverage for ABA therapy can differ based on the provider and policy. Typically, coverage includes the costs of ABA services delivered by licensed professionals like Board Certified Behavior Analysts (BCBAs) and Registered Behavior Technicians (RBTs). This may encompass assessments, individual therapy sessions, and parent training. It’s important to understand the specifics of your insurance plan to fully maximize your benefits.
When reviewing your insurance plan, consider these key factors:
Coverage limits
Session restrictions - the maximum number of therapy sessions covered by your insurance plan
Copays - a fixed amount you pay for each therapy session
Deductibles - the amount you pay out-of-pocket before insurance coverage begins
Pre-authorization requirements - Approval is required from your insurance company before starting therapy.
Understanding your policy’s terms and conditions is essential, as navigating ABA insurance coverage can be complex. Start by reviewing your insurance documents or speaking with representatives to clarify the specifics of your coverage. Be aware of what’s covered, any out-of-pocket expenses, and the authorization process. Keeping thorough records of communications and paperwork will help simplify the process and avoid potential issues.
We’re proud to accept Medicaid and most insurances to enable families with children diagnosed with autism to receive best-in-class ABA therapy. Below are just some of the insurances we accept.
Navigating insurance coverage for ABA therapy can be complex, but being informed is key. At Above and Beyond Therapy, we’re here to help families access the care their child deserves. Contact us today to learn how we can assist with your ABA therapy insurance coverage and guide you every step of the way!
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